DSCR Loans

Discover a smarter way to achieve investment success with our cutting-edge DSCR loan product! Simplify financing for your clients and help them expand their portfolios with single-family or multi-unit properties—no tax returns required. Offer streamlined solutions that make managing and growing property investments easier than ever.

DSCR Loan Program

A popular non-bank alternative for borrowers with 1-4-unit investment scenarios.

Program Overview

  • Loan size: $75,000 to $2,000,000
  • Purpose: Purchase, Refinance, Cash Outs
  • Loan term: 30-Year Fixed
  • Amortization: up to 30 years
  • Max LTC: up to 80% for purchase transactions
  • Max LTV: up to 80% – max is 75% for cash-out refinance
  • FICO: 660
  • Minimum DSCR: 1.1
  • Documentation: No tax returns required

Maximize the success of your property management projects with our customized DSCR loan solutions.

Get Started Today

To find out more about our customized business loans, give us a call today at 1-855-EFS-LOAN. We look forward to speaking with you!