Ground-Up Construction

Our Commercial Construction Loan is tailored to meet the needs of real estate professionals. Whether you’re planning to purchase or refinance entitled lots for your next development, we’re here to help. From office buildings and retail centers to multi-family units and industrial properties, our flexible financing solutions are designed to support your investment goals and bring your vision to life.

Ground-Up Construction Loan Program

Vertical new construction financing on build-ready lots

Program Overview

  • Loan size: $50,000 to $3,500,000
  • Experience Required: At least 1 in the borrower’s name in the past 36 months
  • Loan term: 12-18 months
  • Max LTC: up to 85% depending on experience
  • Max LTV: up to 70% of ARV
  • FICO: 680

Get Started Today

To find out more about our customized business loans, give us a call today at 1-855-EFS-LOAN. We look forward to speaking with you!